Empowering an Impact Economy
for our common Future

Who

WHO WE ARE

Commercial Director

CEO

Gründer, Inhaber und CEO

Values

The values that define us are anchored in our name „4L Vision“ – LIVE, LOVE, LEARN, LEAVE A LEGACY. So what would we like to leave behind for future generations?

Stephen Covey, 1932–2012, American author and university lecturer, described the four basic human needs with „four L’s“. The answers to his fundamental questions have the power  to bring direction and meaning to our lives and to our business activities.

Live

All should be able to live a life without fear, a life full of dignity and consciousness.
Let’s work towards a good life for all!

Love

The greatest achievements were never truly achieved alone. Love shared is what makes wonders.
So let us unite, and make wonders together.

Learn

All should have access to good education, have the chance to develop as a person and to fulfil their potential.
Let’s be curious!

Leave a legacy

There is no greater gift than the legacy of a life filled with love and learning.
Let us work together to leave behind a better world.

Why

What we stand for

„Putting my money where my meaning is, makes me live who I am.“

Tim Noortman

Mission

Our goal is to both preserve and to build on our capital as a way of achieving an impact and making the world a better place.

We are committed to sustainable business practices and to outcome-oriented impact investing. The impact projects we select all contribute towards resolving a fundamental ecological or social problem.

We commit to using everything at our disposal and at all levels to make impact investing successful and a mainstream concept.  Impact investing will move beyond its niche existence when impact  portfolios  become financially interesting to investors. Therefore, good financial returns are of key importance. In this way, impact investing can deliver the greatest possible effect – for the benefit of everyone and to contribute to the preservation of our natural and basic needs. In this way impact investing promotes a fairer society and healthier environment.

Structure

We achieve social and ecological impact in various investment classes.

Private Equity

Stakes in companies, funds

Public Equity

Listed shares

Fixed Income

Bonds and loans

Real Assets

Real estate

Commodity Investments

Raw materials

Liquidity Portfolio

Liquidity

External Asset Management

External wealth management

How

What we do

The world’s biggest problems are the world’s biggest market opportunities.

Peter Diamandis, GIIN (Global Impact Investing Network)

Impact investing: an investment strategy

The term „impact investing“ describes the strategy of investing effectively, measurably and demonstrably in ecological or social projects, while at the same time achieving an attractive and at least „standard market“ return.

Impact investing as a strategy lends a fundamental, competitive advantage to an impact company simply because the focus is sustainability and the company is therefore less susceptible to crises. It is this aspect of risk management that contributes to long-term yields at the level at least of normal market returns.

1

Investing in projects / companies who address a fundamental environmental, social or governance issue

2

Using UNESCO’s 17 goals for sustainable development, known as “Social Development Goals” (SDG) as an essential guide to identify opportunities

3

Progress towards achieving the outcomes must be measurable and scalable (known as impact measurement)

4

The project / company must work with complete transparency towards these outcomes

5

The aim of the investment is to generate a competitive risk-adjusted returns in addition to the environmental, social and governance returns. The overall return is assessed in accordance with the investments’ Risk / Return / Impact profile (RRI).

Impact investing makes the difference

*stipulation not to violate certain ecological, social and corporate standards (negative catalogue) or to explicitly pursue positive criteria (positive catalogue).

The key strength of impact investing over all other alternative investment strategies lies in its focus on securing a standard market financial return. Only impact investing allows ecological or social investments to be made genuinely profitable and thereby sustainable.

Other companies of the 4L family

For sustainable investments

Sustainable Legal Services

Digital health solutions

A business ecosystem all about sustainability

Project Investments and Partners

Construction companies and green energy suppliers

Impact Investing: Making Sustainability Happen

Climate action: a drink tap water campaign

Expertise in the modern credit industry

First phase of start-up support

Data ecosystem with personal data account

Investors for tech company founders

Immuneo Therapeutics

Sustainable concepts for the food industry

Social impact company builder

Knowledge transfer in and around the concept of shaping the future

Leading European company for purely plant-based products

Boutique retreat centre for mindfulness, yoga and joi-de-vivre

Early Stage Venture Fund for Impact Investments

Accelerating industrial energy efficiency

Artificial Intelligence for Medical Diagnostics

Network

We work together on rethinking economic concepts and on social, societal and ecological change in our society.

Bundesinitiative Impact Investing e.V., Berlin

bwcon, Baden-Württemberg

Cyberforum e.V., Karlsruhe

Fair Finance Institute, Heidelberg

TechnologieRegion Karlsruhe GmbH, Karlsruhe